Overhead Expense Plan

The Overhead Expense Plan is a non-cancellable overhead expense disability insurance policy that can provide reimbursement of eligible business overhead expenses during total disability.

  • You can purchase coverage that provides benefits for disabilities lasting either up to 12 or up to 24 months.
  • Coverage availability varies by occupation and is based on the actual amount of your eligible monthly business expenses.
  • If you are disabled, the Overhead Expense Plan may help you focus on recovery, retain valued staff, pay ongoing expenses and avoid financial downfall.