Nail salons · Spas · Beauty
Insurance for nail salons in the GTA
Nail salons face client injury claims, product reactions and costly equipment. I insure salons across the GTA and can explain your coverage in English or Vietnamese.
Who we insure
- Nail salons
- Spas
- Lash studios
- Waxing
- Esthetics
- Hair salons
Coverage for nail salons
Commercial general liability
Responds to third-party bodily injury and property damage claims arising from your operations, subject to policy terms.
Professional liability
Claims of injury or infection from treatments you provide, subject to terms.
Equipment and contents
Chairs, tools, products and improvements.
Business interruption
Helps replace lost income and pay ongoing expenses after an insured loss forces you to close temporarily.
Products liability
Claims arising from products you sell or apply.
Crime
Cash and theft-related coverage.
FAQ
Questions I hear often
Does general liability cover a client infection?
Treatment-related claims usually need professional liability, which we add to the salon policy.
Are my technicians covered?
Employees are generally covered; independent contractors may need their own policies.
Can you explain my policy in Vietnamese?
Yes. I speak Vietnamese and can walk through your coverage with you.
Does my landlord require insurance?
Most commercial leases require liability coverage and naming the landlord as additional insured.